Reg. X, HUD's Real Estate Settlement Procedures Act (RESPA) - RESPA defines rules for escrows and mortgage servicing by requiring advance disclosures of loan-settlement costs to real estate buyers; eliminates certain referral fees; and regulates tax and insurance mortgage escrows. This is a HUD regulation, not a Federal Reserve Bank regulation.

Xeriscape - An attractive, sustainable commercial landscape that conserves water and is based on sound horticultural practices.